COMMERCIAL AUTO & FLEET INSURANCE
What Is Commercial Auto & Fleet Insurance?
Commercial auto insurance helps protect vehicles used for business purposes, while fleet insurance can provide a structured insurance program for businesses operating multiple vehicles.
Whether your business operates service vans, pickup trucks, passenger vehicles or heavier commercial units, the right insurance program can help protect your vehicles, drivers and business against covered automobile losses.
What Can Commercial Auto & Fleet Insurance Cover?
Coverage can be structured around your vehicles, drivers and the way your business uses its fleet.
Third-Party Liability
Protection against covered claims involving bodily injury or property damage to others.
Collision Coverage
Coverage for insured vehicle damage resulting from a covered collision.
Comprehensive Coverage
Coverage for certain non-collision losses such as theft, vandalism and other insured perils.
Accident Benefits
Statutory accident benefits available following a covered automobile accident.
Specified Perils
Coverage for certain specifically listed causes of loss, subject to the policy.
Optional Coverages
Additional automobile endorsements and coverage options may be available based on your operations.
Coverage is subject to policy terms, conditions, limits, deductibles and exclusions.
Who Needs Commercial Auto & Fleet Insurance?
Businesses that own, lease or regularly operate vehicles for commercial purposes may require commercial automobile insurance.
Contractors & Trades
Businesses operating pickups, vans and service vehicles.
Service Businesses
Companies with vehicles used by technicians and field employees.
Construction Companies
Businesses operating vehicles between offices, yards and project sites
Delivery & Distribution
Businesses using vehicles to transport or deliver goods.
Snow Removal & Landscaping
Businesses using trucks and commercial vehicles for seasonal operations.
Businesses With Multiple Vehicles
Companies operating multiple commercial vehicles or growing fleets.