COMMERCIAL PROPERTY INSURANCE
What Is Commercial Property Insurance?
Commercial property insurance helps protect the physical assets your business relies on, including buildings, equipment, inventory, contents and other insured property.
Whether you own a commercial building, lease your premises, operate a manufacturing facility or hold valuable equipment and inventory, property insurance can help protect your business against covered physical loss or damage.
What Can Commercial Property Insurance Cover?
Coverage can be structured around the property, equipment and income exposures of your business
Buildings
Coverage for insured commercial buildings and structures.
Business Contents
Coverage for furniture, fixtures and other insured business contents.
Equipment & Machinery
Coverage for insured equipment and machinery used in your operations.
Inventory & Stock
Coverage for insured inventory, materials and stock held by your business.
Business Interruption
Coverage that may help with lost business income following certain covered property losses.
Equipment Breakdown
Coverage for certain sudden and accidental breakdowns of insured equipment, subject to policy terms.
Coverage is subject to policy terms, conditions, limits, deductibles and exclusions.
Who Needs Commercial Property Insurance?
Businesses that own, lease or occupy commercial premises may need property insurance to protect their physical assets and operations.
Commercial Property Owners
Owners of office, retail, industrial and other commercial properties.
Contractors & Trades
Businesses with offices, shops, equipment and other physical assets.
Manufacturers
Businesses with machinery, equipment, inventory and production facilities.
Retail & Commercial Businesses
Businesses operating from stores, offices and other commercial locations.
Wholesalers & Distributors
Businesses storing or distributing inventory and commercial goods.
Professional & Service Businesses
Businesses with offices, contents, equipment and other insured property.