CONTRACTORS INSURANCE
What Is Contractors Insurance?
Contractors insurance combines commercial insurance coverages designed around the risks associated with construction, contracting and skilled trade operations.
Depending on your operations, an insurance program may include commercial general liability, tools and equipment, commercial auto or fleet, property and other specialized coverages based on the work you perform.
What Can Contractors Insurance Cover?
A contractor insurance program can combine multiple coverages based on your operations, projects, equipment and vehicles.
Commercial General Liability
Protection against certain covered third-party bodily injury and property damage claims.
Tools & Equipment
Coverage for insured tools, machinery and contractors' equipment.
Commercial Auto & Fleet
Coverage for insured vehicles used in your contracting operations.
Commercial Property
Coverage for insured buildings, contents and other business property.
Builders' Risk
Coverage that may protect projects under construction against certain covered physical losses.
Umbrella & Excess Liability
Additional liability limits that may be available above underlying policies.
Coverage is subject to policy terms, conditions, limits, deductibles and exclusions.
Who Needs Contractors Insurance?
Insurance programs can be structured for a wide range of contractors and trades based on their operations and project requirements.
Mechanical & HVAC Contractors
Construction, mechanical, electrical and other trade businesses.
Electrical Contractors
Electrical installation, service and contracting businesses.
Roofing Contractors
Commercial and residential roofing operations.
General Contractors
Businesses managing construction projects and subcontractors.
Snow Removal & Landscaping
Commercial landscaping and snow removal operations.
Excavation & Site Contractors
Businesses performing excavation, grading and site work.