Contractors & Trades Insurance in Ontario
Commercial insurance solutions for general contractors, subcontractors and skilled trades across the GTA and Ontario. Explore liability, equipment, fleet and bonding options tailored to your business.
Serving contractors across the Greater Toronto Area and Ontario.
CONTRACTORS & TRADES INSURANCE
Commercial Insurance for General Contractors & Skilled Trades
General contractors and skilled trades face a range of insurance exposures, including third-party liability claims, property damage, equipment losses and contractual insurance requirements on construction projects.
We help general contractors, subcontractors and trades businesses across the GTA and Ontario compare commercial insurance options, including general liability, contractors' equipment, commercial fleet and bonding. Our focus is finding competitive coverage suited to your operations and project requirements.
Insurance Coverage for General Contractors & Skilled Trades
Construction businesses have different insurance requirements depending on their trade, projects and contractual obligations. A commercial insurance program may include:
Commercial General Liability
Coverage for insured third-party bodily injury and property damage claims arising from construction operations.
Contractors' Equipment
Coverage options for owned, leased and rented tools, machinery and construction equipment.
Commercial Auto & Fleet
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Insurance for commercial trucks, work vehicles and fleets used in construction operations.
Builders' Risk
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Coverage for insured buildings, materials and property during construction or renovation projects.
Umbrella & Excess Liability
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Additional liability limits that may help contractors meet larger project and contractual requirements.
Bonding & Excess Liability
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Bid, performance and labour & material payment bonds for contractors working on bonded projects.
Coverage is subject to policy terms, conditions, limits, deductibles and exclusions.
Types of Contractors & Trades We Work With
Commercial insurance solutions for general contractors, subcontractors and specialized trades working on residential, commercial and industrial projects across Ontario.
General Contractors
Businesses managing construction projects, subcontractors and job-site operations.
Mechanical & HVAC Contractors
Contractors providing heating, ventilation, air conditioning, plumbing and mechanical services.
Concrete & Masonry Contractors
Contractors specializing in concrete foundations, forming, masonry and structural work.
​Excavation & Site Preparation
Contractors performing excavation, grading, earthmoving and site development work.
Electrical Contractors
Electrical installation, maintenance and contracting services for commercial and residential projects.
Drywall & Interior Contractors
Contractors specializing in drywall, framing, ceilings and interior finishing projects.